Options?

[Sikorah]

Im thinking what options ive got, and at the moment i dont think there are any, but ill see if theres any ideas here first before i settle for being doomed to live at home forever!

Im working 40hrs a week as a pharmacy dispenser, currently amounts to 10.5k. The more training i do the more i get but its not going to rise drastically. So how the hell am i going to afford to move out into a home of my own???

Id never get a mortgage on that so i looked into shared ownership- but even then if you could afford a smaller mortgage and rent theres still all the initial payments to be found, deposits, solicitors, surveys etc etc

And, dont have any savings either.
Im 22 and Ive worked since college but ive bought my cars, paid my insurance, petrol, car maintenence, go shopping for clothes, socialise with mates etc, only normal things. Until this yr i hadnt been on holiday for 5 yrs. I dont have anybody to help me out financially so all ive done really is earn enough to live on, thankfully though its kept me debt free.

But how on earth will i ever be able to afford my own place? Years of living extremely strictly to save enough for a deposit and hope i find a way of increasing my earnings?
The average house price here is £180k, its a joke

[Schnap me Baby]

Im thinking what options ive got, and at the moment i dont think there are any, but ill see if theres any ideas here first before i settle for being doomed to live at home forever!

Im working 40hrs a week as a pharmacy dispenser, currently amounts to 10.5k. The more training i do the more i get but its not going to rise drastically. So how the hell am i going to afford to move out into a home of my own???

Id never get a mortgage on that so i looked into shared ownership- but even then if you could afford a smaller mortgage and rent theres still all the initial payments to be found, deposits, solicitors, surveys etc etc

And, dont have any savings either.
Im 22 and Ive worked since college but ive bought my cars, paid my insurance, petrol, car maintenence, go shopping for clothes, socialise with mates etc, only normal things. Until this yr i hadnt been on holiday for 5 yrs. I dont have anybody to help me out financially so all ive done really is earn enough to live on, thankfully though its kept me debt free.

But how on earth will i ever be able to afford my own place? Years of living extremely strictly to save enough for a deposit and hope i find a way of increasing my earnings?
The average house price here is £180k, its a joke

You sound like you are in the exact same position as me. Is rubbish isn't it. A studio flat here is at least 110 grand :/

[Sikorah]

Its so damned annoying.

I was going to be getting a place with my bf this year but we split up in january so im looking how i can go it alone.

[Schnap me Baby]

Its so damned annoying.

I was going to be getting a place with my bf this year but we split up in january so im looking how i can go it alone.

wow are you my separated at birth twin or what?? :razz:

[Sikorah]

lol- in that case, long lost twin, we can put what weve got together!!

[Schnap me Baby]

lol- in that case, long lost twin, we can put what weve got together!!

Haha, sounds like a plan :D

[Sikorah]

wahey- there we go 2 peoples problems solved in one!

But seriously, anybody got any ideas what either of us can do?

[Sofie]

Are you able to get another job?

[katralla]

and although you two may have been joking, buying a house with friend(s) in a similar position does look like your best bet.

[lucifer devil]

my sis used to be a part time pharmacy dispenser - rubbish pay!!

is there no way you can go into another avenue of what you're interested in??

[Schnap me Baby]

Are you able to get another job?

Thing is the pay at my job is pretty good for someone my age but is still no-where near enough. Don't think I could find another job thats pay like this one let alone one that pays more really

[Sikorah]

It took 3 1/2yrs from finishing college to decide i want to do this. Was going to work for airlines, never made it. was going to join the police, never made it. Now ive finally settled on doing this and its a dead end really as far as getting anywhere goes.

looking pretty bleak!

[kathryn]

MOVE TO BOOTS!
I'm currently working there full time, which is 37hours a week and am getting more money then you without being a dispencer! Boots pay really well for what youre doing :)

[Sikorah]

hmmmm.
The company i work for is about to take over Boots.