Need advice on best bank to switch to.

[TheNameless]

I'v paid off all my debt with barclays and looking to say goodbye after filling in a complaint.

I know RBS used to do the £100 if you switch to them and halifax are doing it too i think but the halifax offer is onyl for people who earn have 1000 net per month coming in isnt it? im just short of it so it wouldn't apply i think.

Can anyone advise me on the best offers right now if you switch accounts? i'm having a hard time finding any good info even on the banks websites.

[TheNameless]

I found this but it gives no terms and conditions for the £100 http://www.halifax.co.uk/bankaccounts/switchingtous.asp

[girl with sharp teeth]

Best Bank Accounts (http://www.moneysavingexpert.com/banking/compare-best-bank-accounts) :)

[budda]

I've been really impressed with First Direct, but I think you need to put a set amount into the account each month for them.

Smile keep winning awards for being really good, although I've never actually met anyone with them.

[Calvin]

I like HSBC, never had any problems with them.

[JsT]

I like HSBC, never had any problems with them.
Neither have I - yet I suppose all banks are bad as each other..........

[Calvin]

Neither have I - yet I suppose all banks are bad as each other..........

Oh like most banks they are robbing bastards, but at least HSBC are nice about it. :D

[purplebutterfly]

I like HSBC, never had any problems with them.

:yes: Apart from a couple of little issues (mainly with moving money from one certain account to another) I havent had a major problem in over 7 years with them.

I wouldnt touch Lloyds with a very long bargepole.

[JsT]

I wouldn't touch Halifax with a massive bargepole either - they are all utter fucking morons.

I'm a happy HSBC customer for the last 7 years also.

[Calvin]

I wouldn't touch Halifax with a massive bargepole either - they are all utter fucking morons.

I wouldn't touch them because of their shit adverts. :thumb:

[clementine_the_tangerine]

I'm tempted to just switch to Natwest because of the Young Person's railcard

[JsT]

I wouldn't touch them because of their shit adverts. :thumb:

http://img.photobucket.com/albums/v662/Sunk/halifax.jpg

This your boyfriend Cal? ;)

Rach - just make sure they give you it and dont screw you over for it like they did with me - bastards. I didnt get mine so went with a better bank - its worth it for the £20 a year.

[clementine_the_tangerine]

I am still pondering. Why didnt they give you it?

[JsT]

Cos they are cunts. Basically 'we didn't recieve your form' on five different occasions.

[Kermit]

HSBC would be fine if you could ever speak to a real person in a real branch. All the cashiers at our local branch have been replaced with a hotline straight to a recording of Greensleeves with an Indian man telling me that my call is important and will be answered just as soon as they're done interrupting a recording of Greensleeves to tell me that my call is important.

[JsT]

Odd that. I've never had a problem with HSBC, all the 4 branches I use have plenty of staff in and cashiers too.

In Huddersfield they put some extra machines in to pay in money but you can still see a cashier if you want (plus the machine is quicker!)

[Kermit]

Newcastle's main branch used to have about eight cashiers in, plus the paying in machines. Now you get two on a really good day, and unless you want to buy something from them you're directed to telephone banking.

Telephone banking has its place, but that isn't it.

[JsT]

Sounds like some of the Halifax accounts. You cant go to a cashier at all if you have a certain account - cash machine or Indian call centre.

The Leeds main branch is the same as it always was - the Huddersfield one was refurbed with these massive machines but still cashiers.

Maybe they are trying different things in different areas or just pissing around. Who can say!!

[FCUK it]

I've been with HSBC and ducked out when they started charging for graduate overdrafts - although i dont use mine anyway - it's principle!

Had quite a few problems with them over the years, so wouldn't recommend them.

Halifax are crap too, although they claim to be good.

Natwest are crap too.

I would recommend RBS - happy with the services they provide!

[Kermit]

It's funny how that happens sometimes: RBS and NatWest are the same bank.

[Hellfire]

same with halifax and bank of scotland, i use bank of scotland, but when i used halifax i hated them, so in helpful, yet my bos saving card is actually a halifax card, lol