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View Full Version : How often do you update/balance your checkbook?

Simba T Lion
15-08-2006, 01:28 AM
I just spent an hour pretty much copying transactions from my bank statement to my checkbook. The last time I did it was around May :\ Took me forever, I'm always a few cents off and can never find out where. I'm always surprised to find out how much I have when I do it, I never even have a guess at how much money I have until I look.

So do you update your books as soon as you use money from that account or do you just do what I do? How often do you balance it?
JsT
15-08-2006, 08:26 AM
I dont use my chequebook much so no!
ShyBoy
15-08-2006, 09:05 AM
never?

online banking - tells me all I need to know!
Tweety
15-08-2006, 12:35 PM
never?

online banking - tells me all I need to know!

:yes:
migpilot
15-08-2006, 01:04 PM
online banking - tells me all I need to know!

damn straight!
ButtonMoon
15-08-2006, 01:06 PM
never?

online banking - tells me all I need to know!

:yes:
budda
15-08-2006, 02:05 PM
I've never got on with online banking, its just much easier to phone them. By the time my computer has turned on I can be done with the phone call.
Sofie
15-08-2006, 02:22 PM
online banking - tells me all I need to know!

I use this quite alot as well.
Simba T Lion
15-08-2006, 02:37 PM
What if the online banking is wrong though? Your receipt shows something different than what they charged, like at a resturant or some such. You just automatically believe it without records of your own?

I've only been banking for a few years and I've already had a wrong statement once.
Sofie
15-08-2006, 06:03 PM
I've never had a wrong statement. Also, I've never known online banking to be wrong.
briggi
15-08-2006, 06:08 PM
I've never got on with online banking, its just much easier to phone them. By the time my computer has turned on I can be done with the phone call.

:yes:

I use telephone banking, too. Never looked back since I got it.
littleoleme
15-08-2006, 06:40 PM
What if the online banking is wrong though? Your receipt shows something different than what they charged, like at a resturant or some such. You just automatically believe it without records of your own?

I've only been banking for a few years and I've already had a wrong statement once.


to be honest if it was a couple of pounds out it wouldnt really bother me otherwise i think id notice if it says ive been charged £30 for a beer and burger from wetherspoons
Acrobat
15-08-2006, 06:46 PM
I check all my card receipts and cheques once a month when my statement comes through.
MrG
15-08-2006, 07:01 PM
I've never got on with online banking, its just much easier to phone them. By the time my computer has turned on I can be done with the phone call.

my computer is pretty much always on, so internet banking is the way forward for me
purplebutterfly
16-08-2006, 09:50 PM
As I have several bank/savings accounts I use Quicken to store all the details and reconcile it to my statements, try to update it when possible. Bit pointless know I have online banking but it still helps me.
MrG
16-08-2006, 10:27 PM
ive only ever wrote like 5 cheques

and 2 of them were deposit/safeguard cheques, so they never were cashed, were just ripped up